We exist to give time back.
Less time waiting. More time living.

Less time waiting. More time living.


CEO & Co-Founder
With extensive experience in strategy and transformation, Mohamed builds and scales the AI-first organizations of the future. He has a proven track record across Europe, the GCC, and Asia in aligning people, processes, and technology to build autonomous, high-growth companies.
Experience from leading financial and technology companies.
From driving operations at challengers like N26 to delivering digital transformation projects at PwC and IBM, the founders of ISTINA identified a recurring structural pattern. Operations teams spent their time on manual coordination rather than customers. Administrative overhead scaled linearly with volume. To maintain strict compliance, financial institutions systematically sacrificed operational efficiency and service speed.

ISTINA is based at the Dubai AI Campus in the Dubai International Financial Centre (DIFC). As an entity operating within this jurisdiction, ISTINA is subject to a GDPR-style data protection law that maps directly to UAE Central Bank regulations for data residency, governance, and material outsourcing.

ISTINA Apollo is an agentic AI system built to execute banking service operations. Apollo's agents resolve routine cases autonomously and route exceptions to human teams only when discretionary judgment is required. By automating the coordination layer, the system enables financial institutions to simultaneously increase processing speed, maintain service quality, and execute strict compliance protocols.

ISTINA Apollo runs your operations end to end. Fewer delays, lower cost, better service. Let's show you how.