The AI Platform for Banking Operations
Atlas drafts your procedures from your policies and regulation. Apollo runs cases by them.
ISO 27001 certified
UAE or EU hosting
How do AI agents run a banking request from start to finish?
Apollo runs each request by the procedure your people approved. A supervisor agent plans the steps, specialist agents check the details and do the work in your systems, and sensitive steps wait for human approval.
Sara K. disputes a €240 card payment
Done by Apollo
Waiting for a personApproved by a person
Next, by ApolloThen, by Apollo
AI agents need written procedures
AI agents are only as good as the procedures they follow. In most banks the SOPs and process documentation sit in Word files, wikis and PDFs: scattered, outdated and contradictory. AI built on them automates the confusion. And when your regulator or internal audit asks for the current version, nobody can point to one.
Card disputes procedure
How it works
Draft, run, improve: one platform
Atlas drafts your procedures. Apollo runs cases by them and shows where real cases deviate. Your process owner approves the next version.
ISTINA Atlas
ISTINA Apollo
DraftAtlas drafts the procedure. Your process owner approves it.
Card disputes procedure
Apollo runs each case by the approved procedure.
Sara K. disputes a €240 card payment
Process intelligence shows where cases deviate.
Card disputes in the last 7 days
Your process owner approves the next version
How does your team stay in control?
Three gates keep your team in control: your process owner approves each procedure, sensitive steps wait for human approval, and exceptions go to your team with the full case history.
- Gate 1: before a case
Your process owner approves first
Apollo runs the procedure your process owner approved.
Version 1.0, drafted by AtlasCard disputes procedure
Approved
Approved by Dana Weber, Disputes leadIn your document system since 21 Oct 2026 - Gate 2: during a case
Sensitive steps wait for approval
Apollo asks the named approver in Slack, Microsoft Teams, Asana or the banking app. The case continues only after they approve.
#disputesnow
Apollo
@Dana Weber, can you approve a €240 refund to Sara K.? She was charged twice by the same merchant, two minutes apart.ApproveDecline - Gate 3: on an exception
Exceptions go to your team
When a case is not covered by the approved procedure, Apollo hands it to the right specialist with the full case history.
No approved procedure covers this requestDispute about a card fee
Awaiting reviewHanded to your team
Card Operations
Nadia R.AttachedTranscriptCustomer history
Integrations
Works with the systems you already run
Customers reach Apollo on the channels they already use, and your team approves in Slack, Microsoft Teams or Asana.
Microsoft TeamsSecurity
Where is your data stored?
In the region you choose: the UAE or the EU. ISTINA AI is ISO 27001 certified. SOC 2 Type II is in progress.
- Single sign-on with your identity provider, SAML or OIDC
- Our subprocessors, in the Trust Center
Certifications

ISO/IEC 27001:2022
Certified
SOC 2 Type II
Audit in progress
GDPR
Compliant
Data residency
- Banks in the UAE
- Hosted in the UAE
- Banks in Europe
- Hosted in Germany or the EU
Frequently asked questions
What banking processes can AI agents handle first?
Start with one frequent request that already follows a written SOP, such as card and account requests, payment enquiries or internal operations tickets. Atlas drafts the procedure from your own documents, your people approve it, then Apollo runs it.
How long does it take to go live?
2 to 4 weeks from kickoff to live, starting with one process. Before go-live, every agent runs through test cases in Test Center, including the cases that must stop for approval or go to your team.
Is ISTINA AI ISO 27001 certified?
Yes. ISTINA AI is ISO 27001 certified. SOC 2 Type II is in progress. The Trust Center lists our controls and subprocessors. Policies are available on request from security@istina.ae.
How is ISTINA AI different from a chatbot?
A chatbot stops when the conversation ends. Apollo stops when the case is closed in your systems. A supervisor agent follows the approved procedure, specialist agents work in your CRM and core banking, and sensitive steps wait for human approval.
Do we have to replace our core banking system?
No. Apollo works with your core banking and CRM as they are. Older systems are reached through their APIs, so agents can read and write without replacing them.
Still have a question?
Ask our team



